Navigating the Payments Landscape: Challenges and Opportunities

The relentless evolution of payment methods, coupled with a surge in players and increased payment adoption, has intensified scrutiny, compliance demands, and regulatory pressures. The imperative to break free from legacy monolithic architectures—often resembling tangled spaghetti—drives the need for modernization.

Challenges include maintaining legacy systems amidst vanishing expertise, solving real-world business problems with user-friendly solutions, and seamlessly integrating new value-generating capabilities with existing infrastructure. Remaining compliant while staying competitive and relevant is paramount. Modernization efforts aim to untangle the spaghetti, enhance operational efficiency, and elevate customer excellence.

Unlocking Global Payments Efficiency: ACI’s Enterprise Platform

ACI’s Enterprise Payments Platform is a proven at scale enterprise solution with a modern, unifying and flexible system that enables banks and intermediaries to intelligently manage and orchestrate payments. Our solution solves the most complex and frustrating problems by offering:

A complete solution for all payments needs in banking, including account-to-account (real-time gross settlement, low value instant, ACH, cross-border) and card solutions (debit, credit, prepaid, corporate, micro/alternative loans, gift, private label), underpinned by enterprise grade payments processing and orchestration, which is further enhanced by world-leading payments intelligence and fraud management capabilities
Support for over 50 different networks around the globe across RTGS, ACH, Instant, Cross-Border and Card payments, both globally and domestically
A robust and comprehensive user experience across ACI’s banking solutions, meeting all relevant regulatory and compliance standards in each market served
An artificial intelligence-powered, precise, democratized, and real-time decisioning platform

Scalable Solutions: ACI’s Cloud Enabled Approach to Trust and Agility

At ACI, we don’t just solve individual problems; we architect comprehensive solutions. Our industry-leading standards pave the way for global payment modernization. With a 50-year track record, we deliver scalable capabilities across critical infrastructures. Partnering with top organizations, our cloud-enabled approach ensures trust and agility.

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ACI Enterprise Payments Platform

by ACI Worldwide