Unlocking Value in Payments Modernization

In an era of rapid transformation, the convergence of Payments Modernization and Cloud Computing presents a pivotal opportunity for financial institutions. Here’s our strategic playbook:

Operational Efficiency with Cloud Technology: The cloud transforms operations, enabling cost reduction and elastic scaling. Institutions must seize this advantage to optimize resource allocation
Consumer Spend Dynamics: Evolving spending patterns impact revenue. Less consumer spend leads to reduced interchange revenue. Balancing innovation and profitability is key
Legacy Tech as a Bottleneck: Outdated technology impedes progress. Modernization, APIs, and agility are essential for overcoming this hurdle
Consumer Mobility: Loyalty is passé; consumers move freely between providers. Institutions must adapt swiftly, offering seamless experiences to retain customers
Subscription-Based Models: The rise of subscription services reshapes financial landscapes. Effective pivoting ensures institutional success

The payments industry is witnessing growth in both card volumes (4%) and real-time payments (5%). However, by 2026, real-time payment volume is projected to be 2.4% (equivalent to 425 billion) compared to card volumes at a staggering 2.2 trillion. Despite the shift, the card payment sector continues to dominate, and this trend is expected to persist for the foreseeable future.*

* Source: GlobalData

ACI’s Comprehensive Solution

At ACI Issuing, we empower financial institutions to navigate the complex world of payments. Our comprehensive solution manages consumers and their payment instruments, streamlining the entire lifecycle. Here’s how we make a difference:

Unified Infrastructure: Product silos are removed. Our single infrastructure supports any payment device and customer account. It’s a game-changer for operational efficiency.

Agility and Cost Efficiency: We believe in low-code simplicity. With configurable, off-the-shelf components, you’ll reduce costs and accelerate time-to-market. Plus, our multi-vendor capabilities ensure flexibility
Global Best Practices: Our solutions are battle-tested and repeatable. Leverage global and regional product depth while adhering to industry best practices
Peace of Mind: Join our league of 100+ trusted clients. Our end-to-end solution ensures security, reliability, and seamless experiences. We’re not just a vendor; we’re your partners in success

Want to know more? Visit our ACI Issuing solution page

ACI Issuing

by ACI Worldwide