Finastra Essence end-to-end retail banking solution

Reimagine Banking

With Finastra’s next-gen, front-to-back digital retail cloud banking platform deployed on Microsoft Azure, improve customer experience, increase profitability and continuously innovate.

Uniquely, the sophisticated solution combines rich, broad and deep banking functionality, with advanced architecture. Finastra Essence helps financial institutions Reimagine Banking. Designed and built with an open, componentized structure, our digital banking platform provides comprehensive coverage of a bank’s needs out-of-the-box:

• Current, savings and deposit accounts
• Lending
• Fee and pricing capabilities
• Payments
• Multi-dimensional, multi-currency, multi-lingual

Be agile

Design new products and services in minutes with the powerful product composer.

Finastra Essence delivers the highest level of automation and straight-through processing, providing the operational capabilities to drive growth.

Smarter digital banking

Supporting all the channels customers demand today, Finastra Essence also turns raw data into actionable insight. By leveraging advanced analytics - powered by AI and machine learning - you can understand your customers better, predict and meet their demands for a personalized, relevant, engaging experience by quickly offering compelling products and services through their preferred channels.

Superior UX

Finastra Essence’s intuitive UI offers a superior user experience so banks and their customers have a frictionless experience across physical and digital touchpoints.

Regulatory compliance

The solution provides comprehensive coverage of local, regional and international regulations, delivers accurate and timely reporting and accurate risk assessments; and it is Payment Services Directive (PSD2) ready.

Future proof

Finastra Essence in the Cloud is a next gen, open, digital solution built with modern technology that future proofs investment. Business benefits include: accelerated time-to-income, self-service product launching, flexible product construction, scalability, seamless 24x7, high STP levels, modern architecture, and built using industry standard technologies with openness in mind.